Kelly Ruby

May represents a bridge between the quiet of early spring and the bustling energy of the summer months. By taking a moment now to refine your home insurance needs, you are proactively managing the transitions that life brings. Moving through this season of abundance with a clear outlook helps ensure that your most valuable asset - and the people who live within its walls—stay secure through every milestone.

Welcome to the Kelly State Farm Agency! Since opening my office, I have been proud to help individuals, families, and businesses protect what matters most. With 16 years of experience, my agency offers a wide range of products, including Auto, Home, Renters, Condo, Life, Business, Health, Pet, Personal Articles, and umbrella coverage, along with financial services. I serve customers in Eureka and throughout the greater St. Louis area. We are licensed in both Missouri and Illinois!

I grew up in Chesterfield, Missouri, and attended University of Missouri. Today, I live in Eureka, a close-knit community about 30 minutes southwest of St Louis City, where I’m raising my three children with my husband. Outside the office, I enjoy working out, listening to podcasts, and keeping a weekly Friday night date tradition with my husband.

Before becoming an agent, I was a kindergarten teacher, which shaped my passion for education and helping others understand complex topics. That passion continues today, as I focus on making insurance and financial services easy to understand so customers feel confident in their decisions.

Relationships and communication are central to how my team and I operate. I stay involved at key moments, from welcoming new customers to reviewing coverage and supporting them through claims, so they always feel connected and supported.

I earned my ChFC designation in 2021 and hold my 6 and 63 licenses, along with Missouri and Illinois insurance licenses, allowing me to support a broad range of financial needs.

I am actively involved in my community, including partnering with the Greater St. Louis Down Syndrome Association to support inclusive employment, participating in local philanthropic groups, and supporting area schools, youth programs, and community organizations.

If you’re looking for a local team that values education and strong relationships, my team and I are here to help. Reach out today by phone, email, or by visiting the office to explore your coverage options.